Financing Your Purchase
Our website is a great place to familiarize yourself with our product offerings and to compare brands and models. Once you’ve limited your search to just a few items, this is where we come in. Our sales team is comprised of industry experts who can help you find the right product, based on what features are most important to you. We can then help you figure out financing for your purchase if necessary.
Third-party Financial Institutions
We do not offer in house financing, but we work with the following financial institutions to bring you competitive financing options:
Breaking Down the Financing Process
Frequently Asked Financing Questions
How do I check my credit score?
There are three major credit bureaus in the US (Experian, TransUnion and Equifax). Each company gathers information about your credit history and forms a credit score based on factors such as utilization and payment history. You are entitled to a free annual credit report from each agency.
What factors affect my monthly payment?
Your monthly payment is affected by your APR, down payment, loan term, and by the cost of your purchase. To calculate your monthly payment on any items in our shop, try out our monthly payment calculator.
Does Leisure Time Inc. offer dealer financing?
At this time we do not offer a dealer-backed financing program. But we have had great experiences with the third-party lenders that we work with. We are happy to recommend them to our loyal customers. At this time, we offer financing through Key Bank.
How do I apply for financing?
We encourage you to come visit our store (if you haven’t already) to see the item in person. While you’re here, we can fill out a credit application with both of our lending partners. We work with Key Bank as well, where applications can also be filled out online on your own time and schedule.
Leisure Time Inc. strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All information is presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions.